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RESIDENT SCREENING

Whether we procure a prospective tenant, or another REALTOR® brings us the applicant, Blue Ribbon Property Management performs a thorough credit and criminal background check.

Our background check consists of collecting and reviewing the following information:

  • Identity verification
  • Public record search
  • Criminal history
  • Rent-to-income verification
  • Eviction records
  • Employment verification
  • Rental history
  • Credit score

CREDIT SCORE

Yes, credit scores are important to us, but we are more interested in the things that created the credit score than the score itself. A less than desirable credit score may be off-set by great rental history and solid income.

CRIMINAL HISTORY

Residency may be denied due to a criminal record; please see criminal criteria below:

  • Automatic Denial of Tenancy for Convicted Crimes Within the Past Seven Years Include

    • 1st, 2nd, and 3rd degree murder
    • Harassment or stalking
    • Kidnapping
    • Simple or aggravated robbery
    • Terrorist threats
    • Felony controlled substance
    • Felony burglary/theft
    • Arson
    • 1st, 2nd, 3rd and 4th degree sexual assault or misconduct
    • 2nd degree manslaughter
    • 1st and 2nd degree assault
    • In possession of a controlled substance or intent to distribute a controlled substance
    • At attempt to commit one of the above stated crimes
    • Misdemeanors
    • Any Misdemeanor may be subject to Denial
    • Type of charge and date of conviction may affect the decision
    • Proof of resolution may also be required
    • Felonies
    • Felony convictions less than 7 years from release may be denied
    • Per Federal regulation, drug and alcohol use felonies may be acceptable with proper documentation
    • Regardless of conviction date, no applicant with a felony conviction for any of the following will be accepted
    • Acts of violence
    • Sex crimes
    • Illegal manufacturing or distribution of drugs

INCOME VERIFICATION

The combined GROSS monthly income of the applicants must be a minimum of 3 times the monthly rent. You will be required to provide proof of income whether you are employed by a 3rd party, or self-employed.

If an applicant is self-employed, they will need to provide the following proof of income:

  • bank statements
  • tax returns

If an applicant is not self-employed they will need to provide the following proof of income:

  • copies of your most recent pay stub
  • tax returns (if applicable)

RENTAL HISTORY

Applicants may need to provide a rental reference which confirms a minimum of 1 year or more of valid, verifiable rental history from a third-party landlord. If there is a rental history shorter than 12 months an additional deposit may be required or a guarantor may be required. If rental history includes: late payments, eviction(s), excessive lease violations, excessive property damage, unauthorized tenants/pets, pest infestations due to tenant negligence, improper notice to vacate, three or more late notices within a 12-month period, noise or nuisance violations, two or more NSF charges, or outstanding balance owed, the applicant may not be approved for a lease.

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